We specialize in providing sound financial advice that works for you and your family by looking closely at where you are now and giving advice on how to reach your goals.
We're here to help take the fear and confusion out of investing. Whether you're just getting started investing or whether you've been setting aside savings for many years, we'll be glad to take you by the hand and take the time to help teach you about how investing works and which investments might be appropriate for you. We work with clients of every age and income level.
When it comes to life insurance, avoid policies that "build value" or "return your premium" to you. They sound great in theory, but the reality is that the math just doesn't add up and you and your family will be much better off in the long term by purchasing basic life insurance that does nothing more than insure your life and income.
Annuities can be a good investment for the right candidate, but use caution when investing in these contracts. They are complicated, have higher fees than other investments, and restrict your financial flexibility. An Annuity is a type of insurance policy that helps protect you from out living your money.
Taxes! You just have to do them every year. It isn't fun we know, but let us help you take the hassle out of preparing your taxes. We provide personalized service and professional tax preparation. Your taxes will be prepared by a registered professional who will help get you the maximum refund legally possible.
You will probably never be able to completely eliminate paying taxes, but you should try your best to avoid paying taxes when you don't legally need to(the IRS is not a charity). Having a plan and understanding the tax breaks can help you save significantly from year to year, but will have major impact on the long-term future of your finances.